Quick FHA Loan Calculator
Why Use Our FHA Loan Calculator?
Accurate Calculations
Our calculator uses the latest FHA guidelines to provide accurate estimates of your monthly payments, including mortgage insurance premiums.
Easy to Use
Simple sliders and input fields make it easy to adjust your loan parameters and see how they affect your monthly payment in real-time.
Detailed Results
Get a complete breakdown of your payment, including principal, interest, mortgage insurance, and more. View amortization schedules to see how your loan will be paid off over time.
Explore Our FHA Loan Calculators
Basic FHA Loan Calculator
Calculate your monthly payment with our simple FHA loan calculator. Just enter your loan amount, interest rate, and term.
- Calculate principal and interest
- Estimate mortgage insurance
- See total monthly payment
Advanced FHA Calculator
Get a detailed breakdown of your FHA loan with our advanced calculator. Includes taxes, insurance, and HOA fees.
- Include property taxes and insurance
- Add HOA fees to calculation
- See payment breakdown charts
FHA Refinance Calculator
See if refinancing your FHA loan makes financial sense. Compare your current loan with refinance options.
- Compare current and new loans
- Calculate break-even point
- See lifetime savings
FHA vs Conventional
Compare FHA and conventional loans side by side to see which option is best for your situation.
- Side-by-side comparison
- Compare total costs
- See differences in requirements
FHA Loan Guides
What is an FHA Loan?
Learn about FHA loans, their history, and how they can help first-time homebuyers and those with less-than-perfect credit achieve homeownership.
Read GuideFHA Loan Requirements
Understand the credit score, down payment, debt-to-income ratio, and property requirements for qualifying for an FHA loan.
Read GuideFHA Loan Process
Follow our step-by-step guide to the FHA loan application process, from pre-approval to closing.
Read GuideFHA Mortgage Insurance
Learn about FHA mortgage insurance premiums (MIP), how they're calculated, and when they can be removed.
Read GuideFHA Loan Limits
2025 FHA Loan Limits
FHA loan limits vary by county and are based on local housing costs. The limits are updated annually and determine the maximum loan amount the FHA will insure.
| Property Type | Low-Cost Areas | High-Cost Areas |
|---|---|---|
| Single-Family | $472,030 | $1,089,300 |
| Duplex | $604,400 | $1,394,775 |
| Triplex | $730,525 | $1,685,850 |
| Fourplex | $908,150 | $2,095,200 |
Find the specific loan limits for your county by visiting our loan limits page.
View Loan Limits by CountyPopular States
Check FHA loan limits for these popular states:
Find Your County
Use our search tool to find FHA loan limits for your specific county.
Search by CountyReady to Calculate Your FHA Loan?
Use our comprehensive calculators to estimate your monthly payments, determine how much house you can afford, and more.